Understand the client
Use structured, plain-language assessments to uncover priorities, behaviors and readiness without overwhelming the participant.
PBTC helps tax firms and financial institutions turn client information into clearer conversations, personalized education and structured next steps—without building their own AI infrastructure.
PBTC connects assessment, analysis, personalized explanation and follow-through in one coherent experience. The technology supports professional judgment; it does not replace tax, legal, investment or lending advice.
Use structured, plain-language assessments to uncover priorities, behaviors and readiness without overwhelming the participant.
Translate responses into readable online results, professional reports and educational explanations tailored to the client’s journey.
Connect each result to an appropriate next step: deeper assessment, education, an advisor conversation or an institutional workflow.
Start with the experience your audience needs today and extend the system as your workflow grows.
A participant-friendly Financial Virtue Journey that turns reflective answers into personalized online results and practical next steps.
Experience KeepMore IQ™ →A configurable analysis and communication engine for assessments, educational reporting and guided client engagement.
See how it works →An institutional pathway for firms that need branded workflows, deeper intake, professional review and structured follow-up.
Explore a pilot →Each stage reduces friction for the participant while giving the organization a clearer starting point.
Good financial technology should make complex topics easier to understand while preserving the role of qualified professionals and the organization’s own review process.
Experience the front end your clients can use today, then explore how PBTC can adapt the engagement model for your organization.